Profit & Cash Flow System

Know where your money goes. Keep more of it.

Whether you run a business or a household, we find the money you're losing, build a plan to keep it, and set up simple tools so it stays that way.

Person reviewing bills and a budget with a calculator at a desk
The problem

You work hard. The money comes in. And it's never enough.

You're not alone. More than half of Americans say their finances are getting worse, and cash flow is the problem small business owners name most. The fix isn't working harder. It's knowing exactly where every dollar goes and having a plan for it.

01

Review

We go through 3 months of statements with you.

02

Find the leaks

Fees, forgotten charges, money owed to you.

03

Plan

A written plan you can actually follow.

04

Set up tools

A simple tracker that keeps you on course.

05

Stay on track

Monthly check-ins to adjust and keep going.

For businesses

Stop guessing. Start planning.

For owners of businesses with 1 to 10 people who are busy but always short on cash. In about three weeks, we review your cash flow, find what's draining it, build a 90-day forecast, and automate the busywork eating your time. Then we meet every month to keep you on track.

  • See your cash 90 days aheadA forecast so payroll and bills are never a surprise.
  • Cut costs you didn't know you hadUnused software, fees, and underpriced work.
  • Get paid fasterFind late-paying customers and fix how you invoice.
  • Get hours backSimple AI tools for reminders, booking and follow-ups.
  • A plan you keepA written action plan and a simple dashboard.
A small business owner smiling while serving a customer at the counter
For individuals and families

Your money, finally on your side.

For working adults and families who earn a steady income but still feel stuck. In about a week, we review your spending, find the leaks, and build a plan you can stick to, with a budget, a bill calendar and a debt payoff order. Then we check in to keep the momentum going.

  • Stop living check to checkA monthly plan built around your real bills.
  • Find the leaksSubscriptions, fees and interest you can cut.
  • Start an emergency fundA realistic first goal and how to reach it.
  • Pay down debt in the right orderA clear payoff plan, step by step.
  • Build extra incomeHelp planning a side business if you want one.
Two people smiling while looking at a laptop

Budgeting and money coaching only. We don't sell investments or insurance, and we don't negotiate with creditors on your behalf.

Why Blackex

Plain talk, real numbers, no judgment.

Blackex is veteran-owned and based in Philadelphia. We've helped businesses become more profitable and properly structured since 2021. Every client leaves with a written plan and a tracker they can use without us.

Start here

Your first call is free.

A 20-minute call about where you are and what you want.
An honest read on whether we can help.
A clear next step and what it costs, before you commit.

Prefer to talk directly?

(215) 240-5699 hello@blackexconsulting.com

Request your free call

Blackex provides budgeting and business consulting, not legal, tax or investment advice.